Low cost, fixed cost, independent financial planning

Our planners are on hand to review your financial situation.

Take some time to let us in to your life and we’ll come back with a comprehensive financial plan to help you reach your financial goals:

• Video Call with a qualified financial planner

• An in-depth review of your current situation

• Define your goals and plans

• Identify gaps and needs

• Review your mortgage

• Review your insurance

• Review your existing investments and pensions

• Plan and setup for your future

Whether you are saving for a home, looking for the right mortgage, saving for your wedding, saving for your kids, saving for your future, or looking to protect what you have got.  

*An administration charge of £150 is payable if we are transferring investments from other providers.

*Cashflow analysis available, charged at £200. This is a requirement for clients retiring and starting to draw income from their investments/pensions.

*We reserve the right to charge higher initial fees in more complex cases. This will be confirmed to you in writing prior to us progressing.

Our planners are on hand to review your borrowing and insurance needs.

Take some time to let us in to your life and we’ll come back with a comprehensive plan to help you reach your mortgage and insurance goals:

• Video Call with a qualified financial planner

• An in-depth review of your mortgage and insurance needs

• Plan, recommendation and setup

Whether you are looking for the right mortgage, insuring debt, or looking to protect what you have got.

To benefit from on-going planning, we charge £25 per month. Whilst always available to you, we formally review all of your financial planning to ensure it remains suitable and cost effective on an annual basis.

We’ll update your plan/investment as required and make recommendations if your needs have changed.

We believe this to be a vital part of successful financial planning.

Changes in your world and changes in the financial planning world will impact the on-going suitability of any decisions made. It’s best we keep an eye on things.

*On-going fees relate to investments under the management of F+T. Advice relating to 3rd party investments and/or new recommendations are not included and may incur further fees if required.

*Monthly fee is charged per person (over the age of 18).

*For clients drawing income from their investments we charge £50 per month.