Retirement should be the next adventure
It’s never too early to start planning
Plan your retirement
We can help you get a handle on where your pension’s invested and whether you’re saving enough.
We’ll help you build a pension that can fund a lifestyle to look forward to.
Most investments pay tax when they grow or make income, but not pensions! Money inside a pension grows tax free!
Most investments have to work really hard to grow. But investments inside a pension aren’t sapped by tax, so they have a much better chance of growing more, and at a faster rate.
Is this you?
Do you keep an eye on your workplace pension value and have a feeling that you should be paying more in?
Are you are taking more interest in how it’s actually invested and aren’t sure whether it’s in the right place or actually in tune with your values?
If this sounds like you, we can help.
Pension Consolidation
The concept of a job for life seems to have been archived. Now it’s far more common for people to have multiple employers throughout their career. With the implementation of ‘Auto Enrolment’ in 2013, most likely each of these jobs will come with a pension. Like a river is made up of many small streams, your retirement saving will likely be made up of numerous small pensions.
Tell us about your old schemes and we’ll undertake analysis of the provider and the investment strategy for you. If we can improve things, we’ll make a recommendation to bring some or all of your old pots together. Giving you a clear picture of what you have and what you need to do to reach your goals.
How we work
You might need a new pension plan because you’ve never had one before, or because an existing plan is no longer suitable. We can recommend a pension plan to suit you and get it all set up for you, quickly and easily.
We’ll explain when to make pension contributions, make sure you understand your allowances, and put you in touch with an Accountant if needed.
Identify your investor profile - to get to know you and your goals, we’ll ask you how you feel about risk and what you want to achieve.
Focussed on your retirement - tell us when you aim to retire and we’ll manage your portfolio around your target date, reducing your risk as the date approaches.
Pension locator - we‘ll begin by reviewing your existing financial and pensions provision and then locate the best pension product for y
Open your recommended portfolio - we’ll recommend a globally diversified portfolio that best fits your needs and goals.
Invest when you’re ready - transfer your existing pension or fund your portfolio directly by Direct Debit
Growth, all in one place
Get higher returns and monitor your progress the simple way, by combining pensions and setting up employer contributions. Track all your activity and performance online.
An expert in your corner
Work towards your goals with your own personal financial planner.
Email or chat via video call – we’re here to help you get the most from your pension and overall financial plan.